RELATED: Values Based Budget: How to Manage Your Money AND Do Things You LoveĪ Hand-Written Free Budget Template from Printable Crush
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You’ll also have space to record your savings goals or your overall financial goals. And if you’re a “new month new goals” type, there’s a second page where you can record any notable events during the month, and any areas you may want to focus on for next month. This personal budget will help you to easily track your monthly income and expenses. Google Sheets is one of the easiest spreadsheets to use. And it’s free! A Simple Auto-Totaling Budget on Google Sheets with Second Page to Recap the Month and Set New Goals It’s a household budget that’ll record your monthly income, monthly expenses, and give you an idea of how much money you’re spending in each area. Sometimes a handwritten budget like this can be a great first step before you move on to something fancier. It’s a simple personal budget that’ll make it easy to track your spending habits.
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If you’re just beginning to budget, or you just prefer writing it out, this one is a great first step ! 10 Easy Budget Templates to Track Spending EasilyĪ Basic Handwritten Monthly Budget Template There’s a variety of different templates here, but any of them should help you to get control of your finances and stop dreading the end of the month.
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Heating: However you heat your home-whether it’s with oil, gas, propane or electricity-heating prices are generally higher during colder months.The cost of utilities may vary from month to month depending on use.
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They can include electricity, heating, water and sewer. Utilities are another important expense related to housing.